/*No unwanted email*/
function BankUcontact($name, $domain)
{
$atmark='@';
$allTogetherNow=$name+$atmark+$domain;
$result='<a href="mailto:'+$allTogetherNow+'" title="BankU @ Harland Educational Services">'+$allTogetherNow+'</a>';
return $result;
}

function supportcontact($name, $domain)
{
$atmark='&#64;';
$allTogetherNow=$name+$atmark+$domain;
$result='<a href="mailto:'+$allTogetherNow+'" title="BankU Support @ Harland Educational Services">'+$allTogetherNow+'</a>';
return $result;
}

function subscribecontact($name, $domain)
{
$atmark='&#64;';
$allTogetherNow=$name+$atmark+$domain;
$result='<a href="mailto:'+$allTogetherNow+'?Subject=SBU Additional Training" title="Additional Training @ Harland Educational Services">'+$allTogetherNow+'</a>';
return $result;
}

/*Registration Form Checker*/

function PageLoad()

{

 document.Form1.Credit_Union.focus();

}

	
function form_onsubmit()

{

 if (Form1.Credit_Union.value=='')

 {

  alert('You must enter your Bank name');

  Form1.Credit_Union.focus();

  return false;	

 }

 else if (Form1.Name.value=='')

 {

  alert('You must enter your name');

  Form1.Name.focus();

  return false;	

 }

 else if (Form1.Phone_Number.value=='')

 {

  alert('You must enter your phone number');

  Form1.Phone_Number.focus();

  return false;	

 }

 else if (Form1.email.value=='')

 {

  alert('You must enter your e-mail address');

  Form1.email.focus();

  return false;	

 }

  }



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}

/*Site Search Variables*/
sQ1=new Array();sQ1[1]=new Array("whybanku.html","Bank University - Why BankU?","","Why BankU? Bank University was developed to provide potential and current bank employees with specific curriculum geared to the banking industry. BankU developers have incorporated the latest in adult learning techniques to increase retention, establish consistent instruction and measure results. BankU offers: Detailed curriculum on specific subjects over 200 modules and growing (new schools added each year)! Interactive curriculum with audio, video, animation and graphics to appeal to all learning styles. Assignment of courses to Individual Development Plans to create core competencies by position. Search capabilities for immediate location of desired learning subjects. Review exercises for increased retention. Certification testing to measure results. Automated tracking to maintain history and calculate ROI. Unique user logins to track individual results. Certificates of completion printed right from the system. Reporting capabilities to review campus activities and individual results. Additionally, site customization is available. Monitor specific user groups and track offline training for a complete learning management system. BankU incorporates the successful strategies of multi-media tutorials, such as audio and video, while delivering education in a 24/7 environment. Access anytime, anywhere desired!  BankU Home | Course Listing | Why BankU? | BankU Options | BankU Login Harland Educational Services 1100 Arizona St. • Boulder City, NV 89005 • 1-800-291-6117 © 2007 Harland Educational Services. All Rights Reserved.");sQ1[2]=new Array("contact.html","Bank University - Contact Us","","Harland Educational Services 1100 Arizona St. Boulder City, NV 89005 Toll Free: 1-800-291-6117 Phone: 702-293-4446 Fax: 702-293-0688 Email Us: General Inquiries: BankU Support: BankU Information Request Name*     Title     Bank*     Phone*   Ext:    E-mail*      Check this box if you would like to schedule a live demo.      Please detail any additional information we can provide:   * Required Field By pressing the submit button below, you agree to accept the terms and conditions. BankU Home | Course Listing | Why BankU? | BankU Options | BankU Login Harland Educational Services 1100 Arizona St. • Boulder City, NV 89005 • 1-800-291-6117 © 2007 Harland Educational Services. All Rights Reserved.");sQ1[3]=new Array("courses.html","Credit Union University - Course List","","Need Additional Staff Training? With more than 230 specialized courses including 30+ compliance courses covering the most important regulations, Bank University (BankU) provides an effective, affordable and easy-to-use method of meeting staff training goals. BankU curriculum is designed to be both instructive and engaging and includes: Easy-to-access reports that provide compliance training documentation for your auditors Consistent instruction for all employees across your organization Multimedia-based content includes audio, video, animation and interactivity for greater retention Extensive testing, tracking and measuring capabilities University courses contain: Topic Overview and Course Objective Interactive Content Reviews/Games Functional Application Coaching Activities Management Assessment Tools Subscribe today! Email , or call 800-291-6117. Categories:Click on a Course Category below, or scroll down to read course descriptions. Aptitude Testing Business Development Business Services Business Service MSR Collections Community Relations Compliance Computer Basics Diversity Finance Financial Education Fraud Generational Differences Harassment Prevention Health Savings Account HELOC IRA Leadership Loan Officer Marketing School Mortgage Loan Officer Mystery Shopping New Employee Orientation Product Knowledge Sales and Service Telephone Training Teller Training Total Quality Management Aptitude Testing Provides an opportunity for human resource professionals to screen applicants on their basic understanding of reading, writing, arithmetic and computer usage. Helps to assess both cognitive and quantitative skills and can be used as a pre-employment certification or to evaluate internal candidates for new positions. Back to Top Business Development Enhances the knowledge and skills needed to achieve business development sales goals. This coursework examines the importance of building your membership base, and covers the whys and hows of business development. Estimated Time for Completion &ndash; 90 minutes BDS 200 - Business Development BDS 201 - Introduction BDS 202 - Understanding Business Development BDS 203 - Sales Territory Planning BDS 301 - Sales Call Planning BDS 302 - On-Site Financial Institution Connection BDS 500 - Certification Back to Top Business Services Clarifies the differences in Business Services and how to best serve business owners within the field of membership. Estimated Time for Completion &ndash; 4 hours BUS 400 - Welcome to Business Services School BUS 401 - The World of Business Services BUS 402 - Knowing Your Business Partners BUS 403 - Rules and Regulations of Business Services BUS 404 - Operational Guidelines for Business Services BUS 405 - Business Lending BUS 406 - Marketing Business Services BUS 407 - Business Services: A Course Board Members BUS 500 - Certification Exam Back to Top Business Services - MSR Gives an overview of a Financial Services Representative&rsquo;s role in the world of business services. This coursework teaches the benefits of Business Services, knowing your business partners, deposit services, common business services, business loan services, and relationship management. Estimated Time for Completion &ndash; 2.5 hours BUSMSR 300 - Business Services for Financial Service Representatives BUSMSR 301 - The Benefits of Business Accounts BUSMSR 302 - Knowing Your Business Account Holders BUSMSR 303 - Deposit Services BUSMSR 304 - Common Business Services BUSMSR 305 - Business Loan Services BUSMSR 306 - Relationship Management BUSMSR 500 - Certification Exam Back to Top Collections Discusses the value of collecting debt, pertinent rules and regulations, and a staff member&rsquo;s role as financial advisor to account holders. Upon completion of this unit, students will clarify their understanding of the collection process and how it impacts the organization. Estimated Time for Completion &ndash; 90 minutes COL 100 - Collections Training Program COL 101 - A Description of Collections COL 102 - The Collection System COL 104 - Rules and Regulations of Collections COL 105 - Negotiation Skills COL 500 - Certification Exam Back to Top Community Relations Training Program Discusses the various aspects of community involvement personally, professionally and as an organization. Financial institutions play an important role within the local economy, and community involvement is one way to set your organization apart from the others. Estimated Time for Completion &ndash; 70 minutes CRS 100: Community Relations Training CRS 101: Importance of Community Relations CRS 102: Corporate Volunteer Service CRS 103: Professional Community Service CRS 104: Personal Community Service CRS 105: Consumer Financial Education CRS 106: Putting It All Together CRS 500: Certification Back to Top Compliance Clearly explains the laws behind compliance regulations and helps to support the policies and procedures in place within your organization. These courses include an overview of the regulations, functional application, compliance tips, reviews and exams. Estimated Time for Completion &ndash; 13 hours + REG 100 - The Bank Secrecy Act REG 101 - Reg. B (Equal Credit Opportunity Act) REG 102 - Regulation CC (Availability of Funds and Collection of Checks Act) REG 103 - Regulation D (Reserve Requirements) REG 104 - Regulation E (Electronic Funds Transfer Act) REG 105 - Regulation Z &ndash; Truth in Lending Act REG 106 - Regulation DD: Truth in Savings Act (TISA) REG 107 - USA Patriot Act REG 108 - The Privacy Act REG 109 - Children&rsquo;s Online Privacy Protection Act REG 110 - Regulation C (Home Mortgage Disclosure Act) REG 111 - Real Estate Settlement Procedures Act (RESPA)/ Regulation X REG 112 - Fair Debt Collection Practices Act (FDCPA) REG 113 - Home Ownership and Equity Protection Act (HOEPA) REG 114 - Office of Foreign Assets Control REG 115 - National Credit Union Share Insurance Fund REG 116 - The Check 21 Act REG 117 - The FACT Act REG 118 - Right to Financial Privacy Act REG 119 - SOX Act REG 120 - Flood Disaster Protection Act (FDPA) REG 121 - Social Security Act (SSA) REG 122 - Servicemembers Civil Relief Act REG 123 - Bankruptcy REG 124 - Uniform Commercial Code (UCC)/Article 9 REG 125 - Age Discrimination Employment Act REG 126 - Fair Credit Billing Act (FCBA) REG 127 - Health Insurance Portability and Accountability Act (HIPPA) REG 128 - Electronic Signatures in Global and National Commerce Act (E-SIGN Act) REG 129—Fair Credit Reporting Act (FCRA) (CS29) REG 130—Bank Protection Act (CS30) REG 131—Community Reinvestment Act (CRA) (CS31) REG 132—Bank Bribery Act (BBA) Back to Top Computer Basics This coursework provides fundamental information on the essentials of using a computer. Technology has now become a part of everyday life within financial institutions and understanding key components is essential in the workplace. Estimated Time for Completion &ndash; 3 hours MIS 100: Computer Knowledge Training MIS 101: Introduction to Computers MIS 102: Input and Output MIS 103: Processing MIS 104: Storage MIS 105: Laptop Computers MIS 106: Application Software MIS 107: Operating Systems MIS 108: Network MIS 109: Internet MIS 110: WWW MIS 111: E:Mail MIS 112: Newsgroups MIS 500: Certification Back to Top Diversity Provides an understanding of diversity, builds an awareness of the types of diversity, interprets statistical data on individual segments and develops strategic action steps. Estimated Time for Completion &ndash; 30 minutes DIV 100 - Diversity Training Program DIV 101 - Understanding Diversity DIV 102 - Diversity and Your Financial Institution DIV 103 - Managing Diversity DIV 500 &ndash; Certification Back to Top Finance Training Program Takes a comprehensive look at the world of finance in financial institutions. It covers the basics of financial management, purpose, implications and uses of accounting, key financial terms and ratios, and purpose and importance of financial analysis as well as determining and discussing risk and pricing strategies. Estimated Time for Completion &ndash; 5.5 hours FS 100 - Overview of Finance FS 101 - Introduction to Finance FS 102 - Introduction to Accounting FS 103 - Financial Analysis FS 104 - Asset Liability Management FS 105 - Strategic Planning and Finance FS 500 - Certification Exam - Finance Training Program Back to Top Financial Education Provides important information relevant to both employees and account holders. This coursework allows the user to study and learn about various financial institution styles and techniques, calculate spending, set goals and plan for their future. This category includes the popular &ldquo;Understanding Your Money&rdquo; consumer education program. Estimated Time for Completion &ndash; 2 hours CED 100: Financial Education CED 101: Internet Basics CED 102: Investment Basics CED 103: Take Control of Your Finances CED 104: Understanding Your Money Back to Top Fraud Training Program Provides an in-depth look at the crime of fraud &ndash; from a discussion of the different types of fraud to how to detect and prevent it. Estimated Time for Completion &ndash; 80 minutes FRD 200: Fraud Training Program FRD 201: Identity Theft FRD 202: Check Fraud FRD 203: Credit Card Fraud FRD 500: Fraud Certification Exam Back to Top Generational Differences Discusses the four distinct generations in the workforce today and how to deal effectively with each individually. Students gain insight to principles that drive the generations and ways to bridge the gaps in our understanding. Estimated Time for Completion &ndash; 2 hours GEN 100: Generational Difference Training GEN 101: Overview of Generational Differences GEN 102: In-depth look at the Generational Segments GEN 103: HR Practices To Close The Generation Gap GEN 104: Marketing One-to-One to All Generations GEN 500: Course Examination/Certification Back to Top Harassment Prevention Covers many different aspects of Sexual Harassment and the evolution of this issue over the past 20 years in the United States as well as the theories associated with it. The program also looks at the legal definition of sexual harassment, the different types of sexual harassment, and case studies to review. This program reviews the steps your financial institution should take to protect employees against sexual harassment. HAR 111 - History and Theories of Sexual Harassment HAR 112 - Definitions of Sexual Harassment HAR 113 - Dealing with Sexual Harassment HAR 400 - Certification Exam Back to Top Health Savings Account Review the basics of a Health Savings Account or HAS, as well as its features and benefits. This course reviews the basic components of the Health Savings Accounts, including how it works and how account holders qualify for it, its advantages and effective ways to sell an HSA to account holders. Estimated Time for Completion &ndash; 30 minutes HSA 100 - Health Savings Account Back to Top HELOC Educates staff on the features and benefits of the Home Equity Line of Credit and develops sales strategies for the front line staff to effectively present the HELOC to account holders. Estimated Time for Completion &ndash; 30 minutes HEL 100: Understanding Second Mortgages and HELOCs HEL 101: What is a HELOC? Is it the Right Fit for Me? HEL 102: The Basics of Establishing a HELOC Program Back to Top IRA Discusses the importance of saving for retirement and reviews the guidelines for contributing money to an IRA, the rules surrounding distributing money from an IRA as well as the regulations for IRA transfers and rollovers. Studens learn about eligibility requirements, tax implications and potential benefits of converting a Traditional IRA to a Roth IRA and the regulations surrounding the transfer of employer retirement plan money to an IRA as well as the benefits for doing so. IRA 110 - IRA Training Program Back to Top Leadership Training Program Two tracks with 13 separate courses. Track 1 addresses the many different aspects of the management role. Track 2 provides Human Resource training skills such as interviewing, motivating and coaching, problem solving, performance appraising, and impacting the bottom line. Estimated Time for Completion &ndash; 70 minutes Leadership Track 1: Many Hats of a Manager LDR 200: Leadership School LDR 201: Introduction LDR 202: New Manager LDR 203: Goal-Setting Manager LDR 204: Change Manager LDR 205: Team-Building Manager LDR 206: Financial Manager Leadership Track 2: Human Resource Training LDR 301: Interviewing and Selecting Winners LDR 302: Human Resource Laws LDR 303: Performance Appraisals LDR 304: Coaching for Improvement LDR 500: Many Hats Certification LDR 500: School Certification Back to Top Loan Officer Training Program Offers in-depth, interactive information about credit and lending, lending laws and regulations, security, compliance, interviewing skills including role playing, and the 10 basic factors of granting a loan. Estimated Time for Completion &ndash; 2.5 hours LOA 200 - Loan Officer Training Program LOA 201 - Credit and Lending Basics LOA 202 - Lending Laws LOA 203 - The Loan Interview LOA 204 - Lending Process LOA 500 - Loan Officer Certification Back to Top Marketing Training Program Discusses marketing concepts as well as the &ldquo;nuts and bolts&rdquo; of putting together an effective marketing plan. Students will learn the history of marketing, regulations concerning marketing strategies, and the overall impact marketing initiatives will have on your organization. Estimated Time for Completion &ndash; 2.5 hours MKT 200: Marketing School MKT 201: Marketing Principles and Evolution MKT 202: Different Marketing Approaches MKT 203: The Marketing Plan MKT 204: Marketing Regulations MKT 500: Certification Back to Top Mortgage Lending Training Program Discusses mortgage loans and regulations, the mortgage loan process and effective sales techniques. Estimated Time for Completion &ndash; 2 hours MLO 300: Mortgage Loan Officer Training Program MLO 301: Introduction to Mortgage Lending MLO 302: Regulatory Review MLO 303: The Mortgage Loan Process MLO 304: Sales Techniques for the Mortgage Loan Officer MLO 500: Certification Back to Top Mystery Shopping Takes a look at the advantages of mystery shopping at your organization, providing an outline of how Harland Educational Services conducts mystery shops. Describes the questions and situations measured through the mystery shopping program and shows available reports, specific measurements, and how to utilize the results. Also provides actual presentation ideas for kick-off or results presentation to employees. Estimated Time for Completion &ndash; 70 minutes Lesson 1: Mystery Shopping Lesson 2: Overview of Mystery Shopping Lesson 3: The Mystery Shopping Process Lesson 4: Mystery Shopping Measurements Lesson 5: Using Mystery Shopping Results Lesson 6: Recommended Implementation Plan Lesson 7: Mystery Shopping Presentation Ideas Testimonials School Certification Back to Top *The following two categories, New Employee Orientation and Product Knowledge, are intended to be informational overviews. These Course Categories are designed to be customized by a financial institution individually to suit specific needs. There is a separate charge for customization. * New Employee Orientation Provides an organizational overview of common new employee information, a typical employee handbook, and an introduction to product knowledge. New Employee Orientation (NEO) provides the new employee the basic competencies necessary to start their job. Estimated Time for Completion &ndash; 60 minutes + NEO 200: New Employee Orientation Back to Top * Product Knowledge Provides an introduction, mission statement, information about the organization, and an in-depth presentation of products and services. Also introduces the student to needs based sales skills. Students will be able to confidently discuss and service the basic products offered to your account holders. Estimated Time for Completion &ndash; 2 hours + PKO 100: Product Knowledge School PKO 101: Introduction PKO 102: Savings products PKO 103: Loans Products PKO 104: Convenience Products PKO 105: Others Products PKO 500: Certification Back to Top Sales and Service Training Program Consists of in-depth role-playing and interactive exercises that teach students how to develop member rapport, assess member needs, and utilize sales strategies that work with different personality styles. Estimated Time for Completion &ndash; 90 minutes SEL 200 - Sales and Service Training Program SEL 201 - Overview of Sales and Service SEL 202 - Step #1: Building Rapport SEL 203 - Step #2: Assessing Needs SEL 204 - Step #3: Using Features and Benefits SEL 205 - Step #4: Handling Objections SEL 206 - Step #5: Asking for the Business SEL 500 - Certification Back to Top Telephone Training School Teaches students the basics of professional telephone skills and the proper etiquette to use when assisting members on the telephone. Students learn how to build rapport and effectively assist customers with different personalities and reactions. Estimated Time for Completion &ndash; 70 minutes TEL 100: Telephone Training TEL 101: Basic Skills TEL 102: Telephone Rapport TEL 103: Personality Behaviors TEL 104: Sales rules TEL 105: Service Standards TEL 500: School Certification Back to Top Teller Training School A comprehensive, information-packed module for front line member service staff. Teller Training provides instruction in cash handling, negotiable instruments, internal and external security, and how to deliver quality member service. Estimated Time for Completion &ndash; 3.5 hours TLR 100: Teller Training TLR 101: Financial Service Orientation TLR 102: Negotiable Instruments TLR 103: Cash and Cash Handling TLR 104: Security and Loss Prevention TLR 105: Internal and External Relations TLR 500: Certification Back to Top Total Quality Management Emphasizes that Total Quality Management (TQM) is the core foundation supporting successful organizations. This coursework develops the belief in your employees that providing quality service and products is the most effective way to ensure success. Estimated Time for Completion &ndash; 2.5 hours TQM 300: Total Quality Management TQM 301: Introduction TQM 302: Client Impact TQM 303: TQM @ Your Organization TQM 304: Implementing the Culture TQM 305: Team Leadership TQM 306: Team Growth TQM 307: Presentation Skills TQM 500: School Certification Back to Top  BankU Home | Course Listing | Why BankU? | BankU Options | BankU Login Harland Educational Services 1100 Arizona St. • Boulder City, NV 89005 • 1-800-291-6117 © 2007 Harland Educational Services. All Rights Reserved.");sQ1[4]=new Array("index.html","Bank University","","Bank University (BankU) is an online education solution specifically designed for the banking industry. With courses that incorporate audio, video and interactivity, BankU provides convenient, thorough, and effective educational training for your staff. Courses are available 24/7 on topics from leadership development, to sales &amp; service, to the latest in compliance. This on-demand, self-paced learning environment incorporates the latest in adult learning techniques, reviews on course material, coaching activities, and final testing for certification. University courses are built to industry-standard SCORM and AICC compliance, and the system offers a variety of customized reporting options including complete records of all learning and administrative activities. Customized solutions are also available to author and maintain unique content for your financial institution. Contact Harland Educational Services today for more information or to schedule a personal university tour. Important: To view some content presented here, you will need the most current version of the Adobe Flash Player. If you are unsure if you have the most current version or would like to update your current version, please visit: http://www.adobe.com/go/getflashplayer. BankU Home | Course Listing | Why BankU? | BankU Options | BankU Login Harland Educational Services 1100 Arizona St. • Boulder City, NV 89005 • 1-800-291-6117 © 2007 Harland Educational Services. All Rights Reserved.");sQ1[5]=new Array("options.html","Bank University - BankU Options","","BankU Options Bank University (BankU) offers more than 230 online course modules which include audio, video and interactive games to increase retention and create an enjoyable learning experience. Now you are also able to expand your university by creating a custom home page, custom courses or adding hierarchy to expand tracking and reporting capabilities. BankU Includes: Add users and create unique user IDs Assign courses to Individual Development Plans Track activity with Course Activity and Test Results Reports Track progress by user with Specified User Transcript and Results Report Assess course progress with Course Results Reports Individual students can track personal progress with Personal Results Report and Personal User Transcript, view their Individual Development Plan, and print Certificates for completed courses BankU with Class Administration: Class Administration adds the ability to create a group of Courses and Students called a “Class” and to setup a Class leader with access to Class reports and Class administration. This option also includes Monitoring Groups which allow a specific Monitor to track and report on a group of students. These options are very useful if you have a large staff, or if you’d like to customize training for select groups of staff This option includes all items listed above plus: Create course groups and enroll students Set monitors to report on specific groups List and manage Classes View Class summary and detail reports by user or by course Monitoring group reports Class transcript reports Hierarchy Add Hierarchy to your university to expand reporting levels and increase control over how student groups are managed. Hierarchy can be added to BankU with or without Class Administration. Hierarchy is excellent for larger institutions with many staff members. It generally follows a financial institution’s organizational chart and allows tiered access to reports. Many times the Hierarchy is divided by Branch, Location or Department giving Managers access to reports for a particular division of staff. Hierarchy adds: Ability to organize staff for concise reporting Course Status reports based on Hierarchy level Transcripts based on Hierarchy level Control over reporting access Custom Logo and Home Page Let us create a custom home page for your university campus. Customize the colors, text and artwork within our existing design template and create a branded staff training site. You can even give your university a custom name. Just provide us with your custom information and we’ll do the rest. Use your financial institution’s branding, logo and colors Give your training center a custom name Include photos or artwork to match your marketing materials Custom Course Design Harland Educational Services can create custom coursework specifically designed for your financial institution. Make your handbook, employment policies or product training available online to provide 24/7 access and standardize staff training. Convert existing training presentations to online courses Write your own content Standardize product training Course Authoring Authoring takes custom course design one step further by providing you the tools you need to create your own custom courses in-house. With our WebAuthor tool, you can quickly and easily create custom courses and add them to your university. WebAuthor works with Microsoft Word so there is no need for specialized web development software or previous web design knowledge. Includes Web Author Software, implementation and training Gives you control over your course content Add photos, links and pdf files Quickly and easily edit standard BankU courses to fit your needs Consumer Education This program provides essential training information to your customers. Consumer Education modules are incorporated into your financial institutions web site so that your customers can learn about topics like balancing a checkbook, buying a car or the importance of saving. To see a complete list of Consumer Education Modules click here. BeWise: Recognize and Report Elder Financial Abuse This premium course was created in partnership with the non-profit Elder Financial Protection Network and meets the new 2007 California mandated reporting requirements. It is endorsed by the California Department of Justice among others. Click here to see this special course. This course is a special addition to the university and is priced per user.  BankU Home | Course Listing | Why BankU? | BankU Options | BankU Login Harland Educational Services 1100 Arizona St. • Boulder City, NV 89005 • 1-800-291-6117 © 2007 Harland Educational Services. All Rights Reserved.");sQ1[6]=new Array("policy.html","Bank University - Terms and Conditions","","Terms and Conditions POLICY AND CONDITIONS OF USE Welcome to the online University. Harland Educational Services (HES) and its partners/affiliates provide their services to you subject to the following conditions. If you subscribe to an online University from HES, you accept these conditions. Please read them carefully. In addition, when you use any current or future HES service/product (e.g., CUEST, Training CDs) or visit or purchase from any of our partners, you also will be subject to the guidelines and conditions applicable to such service or business. TERM AND TERMINATION This Agreement will renew automatically after the Initial Term for additional consecutive one (1) year terms (each a “Renewal Term”), unless either party at least thirty days (30) prior to the expiration of the then-current term provides written notice to the other party that the Agreement shall not renew. Buyer may terminate this Agreement without penalty with at least thirty days (30) prior written notice to the anniversary of the each Effective Date. COPYRIGHT All content included on the online university, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Harland Educational Services or its content suppliers and protected by United States and international copyright laws. The compilation of all content in the online university is the exclusive property of HES and protected by U.S. and international copyright laws. All software used on the university is the property of HES or its software suppliers and protected by United States and international copyright laws. SERVICEMARKS PENDING CUU, BankU and other marks indicated on the online university are registered marks of Harland Educational Services or its subsidiaries, in the United States and other countries. Graphics, logos, page headers, button icons, scripts, and service names are marks or trade dress of HES or its subsidiaries. The online university’s marks and trade dress may not be used in connection with any product or service that is not HES’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Harland. All other marks not owned by Harland or its subsidiaries that appear on the online university are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by HES or its subsidiaries. LICENSE AND SITE ACCESS HES grants you a limited license to access and make personal use of the online university and not to download (other than page caching) or modify any portion of it, except with express written consent of HES. This license does not include any resale or commercial use of the online university or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of CUU, BankU or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. No portion of the online university may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of HES. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of HES and our affiliates without express written consent. You may not use any meta tags or any other “hidden text” utilizing the online university’s name or trademarks without the express written consent of HES. Any unauthorized use terminates the permission or license granted by HES. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of the online university so long as the link does not portray HES, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any CUU or BankU logo or other proprietary graphic or trademark as part of the link without express written permission. NOTICE SPECIFIC TO SOFTWARE AVAILABLE ON ONLINE UNIVERSITIES Any software that is made available is the copyrighted work of Harland Educational Services and/or its suppliers. Use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software (“License Agreement”). An end user will be unable to install any Software that is accompanied by or includes a License Agreement, unless he or she first agrees to the License Agreement terms. The Software is made available solely for use by end users according to the License Agreement. Any reproduction or redistribution of the Software not in accordance with the License Agreement is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. EXCEPT AS WARRANTED IN THE LICENSE AGREEMENT, CUU HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. RESTRICTED RIGHTS LEGEND. Any Software that is downloaded from the online university for or on behalf of the United States of America, its agencies and/or instrumentalities (“U.S. Government”), is provided with Restricted Rights. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software—Restricted Rights at 48 CFR 52.227-19, as applicable. NOTICE SPECIFIC TO DOCUMENTS Elements of Credit Union University and Bank University, including site design and layout, are protected by trade dress and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any HES website may be copied or retransmitted unless expressly permitted by Harland Educational Services. HES AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON ONLINE UNIVERSITIES FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. HES AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL CUU AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THIS SERVER. THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON CUU AND BANKU COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. HES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME. NOTICES REGARDING SOFTWARE, DOCUMENTS AND SERVICES IN NO EVENT SHALL HES AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM CUU OR BANKU. YOUR ACCOUNT If you use an online university from HES, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. HES and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion. PRIVACY PRACTICES Because our customers’ privacy is important to us, online universities from HES operate by these principles: We explicitly ask when we need information that personally identifies you (“Personal Information”). We use your Personal Information to operate the online universities, and we may occasionally inform you of new features, services, and products from HES. In all cases, we will explicitly inform you as to the requirement and/or use of requested Personal Information. We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable the Sites to relate your use of the Sites to information that you have specifically and knowingly provided to the Sites. NOTICES All notices given hereunder shall be sent by receipted delivery service or facsimile to the address indicated in the University Annual Service Agreement. Back to Contact Page");sQ1[7]=new Array("trialrequest.html","Bank University - Free Trial Request","","   BankU Free Trial Request Name*     Title     Bank*     Phone*   Ext:    E-mail*      Check this box if you would like to schedule a live demo.      Please detail any additional information we can provide:   * Required Field You will be contacted by a representative after submitting this request. By pressing the submit button below, you agree to accept the terms and conditions.  BankU Home | Course Listing | Why BankU? | BankU Options | BankU Login Harland Educational Services 1100 Arizona St. • Boulder City, NV 89005 • 1-800-291-6117 © 2007 Harland Educational Services. All Rights Reserved.");var sQb=0;var sQc=1;var sQd=2;var sQe=3;var sQf=4;var sQg=5;var sQh=6;var sQi=7;var sQj=8;var sQk;var sQdl;var sQm;var sQn; var sQ98 ; var sQB=true;var sQC=1;var sQE=2;var sQD=3;var sQF=4;var sQP=false;var sQQ=true;var sQ46=true;var sQ83=true;var sQ73=true;var sQ14=true;var sQ17=false;var sQ90=-1;var sQ45=0;var sQT;function SMPSetFocus() { document.formSearch.txtSearch.focus(); }
function sQp(sQq) {if ((sQq>="a" && sQq<="z") ||(sQq>="A" && sQq<="Z") || (sQq>="0" && sQq <="9")) { return true; } else { return false; } }function sQr( sQt, sQu, sQv ) {var sQy;var sQz, sQ7, sQ2; var sQ3=0; var sQ42; var sQ43=true; var sQ44;sQ1[sQt][sQg]=0;for( sQ42=0; sQ42<sQ41.length; sQ42++ ){ if (sQ41[sQ42].length>0) { sQy=sQ1[sQt][sQu];if ( !sQ17 ){ sQy=sQy.toUpperCase(); } sQz=sQy.indexOf( sQ41[sQ42] );sQ44=sQ1[sQt][sQg];while (sQz >= 0){ sQ3 = sQ3 + sQz + 1;if(( sQm== -2 ) || ( sQm== -5 )) { sQ7 = false; } else { if (sQz == 0) { sQ7=false; } else { sQ7=sQp(sQy.charAt(sQz-1)); }  } if(( sQm == -3 ) || ( sQm == -5 )) { sQ2 = false; } else { if ( sQy.length - sQz == sQ41[sQ42].length) { sQ2 = false; } else { sQ2 = sQp(sQy.charAt(sQz + sQ41[sQ42].length)); }  } if (!sQ7 && !sQ2) { sQ1[sQt][sQj+sQ1[sQt][sQg]] = sQ3 - 1;sQ1[sQt][sQg] ++; } sQy = sQy.substring(sQz+1,sQy.length);while( sQp(sQy.charAt(0)) && sQy.length > 0 ) { sQy = sQy.substring( 1, sQy.length ) ;sQ3 ++; } sQz = sQy.indexOf(sQ41[sQ42]); } if( sQ1[sQt][sQg] == sQ44) { sQ43=false; } } } if( (sQ45==2) && (sQ43==false) ) { sQ1[sQt][sQg]=0; } } function sQ4(sQt, sQv) { var sQu=-1, sQ5; var ak=53693872736020; sQ1[sQt][sQf]=-1;while( ++sQu <= sQe && sQ1[sQt][sQf]==-1 ) { sQ5 = sQu==0 ? sQc : (sQu==1 ? sQd : (sQu==2 ? sQb : sQe));if( ((sQ5 == sQc ) && ( sQ46 )) || ((sQ5 == sQd ) && ( sQ83 )) || ((sQ5 == sQb ) && ( sQ73 )) || ((sQ5 == sQe ) && ( sQ14 )) ) { sQr( sQt, sQ5, sQv ); } else { sQ1[sQt][sQg]=0 } if ( sQ1[sQt][sQg] > 0 ) { sQ1[sQt][sQf] = sQ5; } } s="searchmaker";t=eval(s.charAt(2)+s.charAt(8)); } function sQ6() { var sQt, sQu, sQ79, sQ8;for( sQt=1; sQt<sQ1.length; sQt++ ) { sQ1[sQt][sQi] = sQt; } if( sQB ) {for( sQt=1; sQt<sQ1.length; sQt++ ) { if( sQ1[sQt][sQf] == sQc ) { sQ1[sQt][sQh] = (4-sQC) * 15000; } else if( sQ1[sQt][sQf] == sQd ) { sQ1[sQt][sQh] = (4-sQE) * 15000; } else if( sQ1[sQt][sQf] == sQb ) { sQ1[sQt][sQh] = (4-sQD) * 15000; } else { sQ1[sQt][sQh] = (4-sQF) * 15000 + sQ1[sQt][sQg]; } } for( sQt=2; sQt<sQ1.length; sQt++ ) { sQ79 = sQ1[sQt][sQh]; sQ8 = sQ1[sQt][sQi];for( sQu=sQt; sQu>1 && sQ79 > sQ1[sQu-1][sQh]; sQu--) { sQ1[sQu][sQh] = sQ1[sQu-1][sQh];sQ1[sQu][sQi] = sQ1[sQu-1][sQi]; }sQ1[sQu][sQh] = sQ79;sQ1[sQu][sQi] = sQ8; } } } function sQ9(sQt) { var sQA = sQ1[sQt][sQg]==1 ? 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sQk +="ipt> <script language=JavaScript> <!-- // Script generated by Search Maker Pro: // End of Search Maker Pro script. function MM_swapImgRestore() { //v3.0 var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc; } function MM_preloadImages() { //v3.0 var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array(); var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++) if (a[i].indexOf(\"#\")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}} } function MM_findObj(n, d) { //v4.01 var p,i,x; if(!d) d=document; if((p=n.indexOf(\"?\"))>0&&parent.frames.length) { d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);} if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n]; for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document); if(!x && d.getElementById) x=d.getElementById(n); return x; } function MM_swapImage() { //v3.0 var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; 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window.status=''; return true\" onmouseover=\"MM_swapImage('contact','','images/contact_over.gif',1); window.status='Contact Us'; return true;\"><img src=\"images/contact.gif\" alt=\"Contact Us\" name=\"contact\" width=\"100\" height=\"20\" border=\"0\" id=\"contact\" /></a> <a href=\"http://www.harlandeducation.com/bankubul\" onmouseout=\"MM_swapImgRestore(); window.status=''; return true\" onmouseover=\"MM_swapImage('bulletins','','images/bulletins_over.gif',1); window.status='BankU Bulletins'; return true;\"><img src=\"images/bulletins.gif\" alt=\"BankU Bulletins\" name=\"bulletins\" width=\"100\" height=\"20\" border=\"0\" id=\"bulletins\" /></a></td> </tr> <tr valign=\"middle\"> <td><div id=\"search\" align=\"center\"> <br /> <br /> <form name=formSearch action=\"javascript:SMPStartSearch() //\"> <input name=txtSearch size=\"8\"><input name=send type=submit value=Search> </form></div></td> </tr> </table> </div> <!--End Navigation--> <div id=\"logins\"><br /> <!--Free Trial--> <a onmouseover=\"window.status='Request BankU Demo'; 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In Flash, run \\\"Apply Active Content Update\\\" in the Commands menu to copy AC_RunActiveContent.js to the HTML output folder.\"); } else { AC_FL_RunContent( 'codebase', 'https://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=8,0,0,0', 'width', '200', 'height', '200', 'src', 'http://www.banksu.com/login', 'quality', 'high', 'pluginspage', 'https://www.macromedia.com/go/getflashplayer', 'align', 'middle', 'play', 'true', 'loop', 'true', 'scale', 'showall', 'wmode', 'window', 'devicefont', 'false', 'id', 'login', 'bgcolor', '#ffffff', 'name', 'login', 'menu', 'true', 'allowScriptAccess','always', 'movie', 'http://www.banksu.com/login', 'salign', '' ); //end AC code } </scr"; sQk +="ipt> <noscript> <object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"https://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=8,0,0,0\" width=\"200\" height=\"200\" align=\"middle\"> <param name=\"allowScriptAccess\" value=\"sameDomain\" /> <param name=\"movie\" value=\"http://www.banksu.com/login.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"bgcolor\" value=\"#ffffff\" /> <embed src=\"http://www.banksu.com/login.swf\" quality=\"high\" bgcolor=\"#ffffff\" width=\"200\" height=\"200\" align=\"middle\" allowScriptAccess=\"always\" type=\"application/x-shockwave-flash\" pluginspage=\"https://www.macromedia.com/go/getflashplayer\" /> </object></noscript> <!--End University Login--> <br /><br /> <!--EFPN Demo--> <script language=\"javascript\"> if (AC_FL_RunContent == 0) { alert(\"This page requires AC_RunActiveContent.js. In Flash, run \\\"Apply Active Content Update\\\" in the Commands menu to copy AC_RunActiveContent.js to the HTML output folder.\"); } else { AC_FL_RunContent( 'codebase', 'https://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0', 'width', '200', 'height', '150', 'src', 'http://www.banku.com/EFPN_trial', 'quality', 'high', 'pluginspage', 'https://www.macromedia.com/go/getflashplayer', 'align', 'middle', 'play', 'true', 'loop', 'true', 'scale', 'showall', 'wmode', 'window', 'devicefont', 'false', 'id', 'EFPN_trial', 'bgcolor', '#ffffff', 'name', 'EFPN_trial', 'menu', 'true', 'allowScriptAccess','sameDomain', 'movie', 'http://www.banku.com/EFPN_trial', 'salign', '' ); //end AC code } </scr"; sQk +="ipt> <noscript> <object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"https://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"200\" height=\"150\" id=\"EFPN_trial\" align=\"middle\"> <param name=\"allowScriptAccess\" value=\"sameDomain\" /> <param name=\"movie\" value=\"http://www.banku.com/EFPN_trial.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"bgcolor\" value=\"#ffffff\" /> <embed src=\"http://www.banku.com/EFPN_trial.swf\" quality=\"high\" bgcolor=\"#ffffff\" width=\"200\" height=\"150\" name=\"EFPN_trial\" align=\"middle\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"https://www.macromedia.com/go/getflashplayer\" /> </object></noscript> <!--End EFPN Demo--> </div> <div id=\"content\">&nbsp;<br /> <div id=\"text\"><!-- InstanceBeginEditable name=\"Insert page text here.\" -->"; sQk += "<font face=\"Arial\" size=\"2\" color=#000000>";sQk += "<p>You searched for <b>" + sQ98 +".</b>"; sQk += "</font>" }; function sQY() { if(sQT==0) { sQk += "<p><font face=\"Arial\" size=\"2\" color=#000000>No pages matched your search.&nbsp;&nbsp;</font>"; } else { var sQA = sQT==1 ? "page shown." : "pages shown."; sQk += "<p><font face=\"Arial\" size=\"2\" color=#000000>" + sQT + " " + sQA + "&nbsp;</font>"; } sQk += "<a href=\"javascript:history.go(-1)\"><font face=\"Arial\" size=\"2\">Search Again</font></a></p>"; sQk += "<!-- InstanceEndEditable --></div> <img src=\"images/separator.jpg\" width=\"435\" height=\"5\" /> <div id=\"disclaimer\"><!-- InstanceBeginEditable name=\"Disclaimer Text\" -->&nbsp;<!-- InstanceEndEditable --></div> <div id=\"sub_navigation\"><br /><a href=\"http://www.banku.com/\" target=\"_self\">BankU Home</a> | <a href=\"courses.html\" target=\"_self\">Course Listing</a> | <a href=\"whybanku.html\" target=\"_self\">Why BankU?</a> | <a href=\"options.html\" target=\"_self\">BankU Options</a> | <a href=\"https://www.trainingfi.net/cgi-win/auth/$campredir.dll/MainPage\" target=\"_self\">BankU Login</a><br /> <br /> Harland Educational Services<br /> 1100 Arizona St. • Boulder City, NV 89005 • 1-800-291-6117<br /> <br /> © 2007 Harland Educational Services. All Rights Reserved.</div> </div> </body> <!-- InstanceEnd --></html> "; } function sQ11() { var sQ23 = sQk;document.open(); document.write(sQ23); document.close(); } function sQ03( sQy ) { var sQqh="";for( var sQt=0; sQt<sQy.length; sQt++) { if( sQy.charAt(sQt)=="<" ) { sQqh += "&lt;"; } else if( sQy.charAt(sQt)==">" ) { sQqh += "&gt;"; } else if( sQy.charAt(sQt)=="\"" ) { sQqh += "&quot;"; } else { sQqh += sQy.charAt(sQt); } } return( sQqh ); } function sQ93() { sQm = sQdl.indexOf("*"); if( sQm == 0 ) { sQm = -2; sQn = false; } else if (sQm == sQdl.length -1) { sQm = -3; sQn = false; } else if (sQm > 0 ) { sQm = -4;sQn = true; } else { sQn = false; } if ( sQdl.indexOf("*") != sQdl.lastIndexOf("*") ) { if( sQm == -2 ) { if( sQdl.lastIndexOf("*") == sQdl.length - 1 ) { sQm = -5; } else { sQm = -4; sQn = true; } } }if( ( sQm == -2 ) || (sQm == -5 )) { sQdl = sQdl.substring( 1, sQdl.length ); } if( ( sQm == -3 ) || (sQm == -5 )) { sQdl = sQdl.substring( 0, sQdl.length - 1 ); } } function SMPStartSearch() { var sQv;sQdl=document.formSearch.txtSearch.value;if (( sQdl.length > 0 )&&( sQdl != "*" )) { sQk = "";sQ98 = sQdl; sQdl = sQ03(sQdl);sQ93();if( sQ17 ) { sQv = sQdl; } else { sQv = sQdl.toUpperCase(); }if (sQ45 != 0) { sQ41=sQv.split(' '); } else { sQ41=sQv.split(); }if ( !(sQn ) ) { for( var sQt=1; sQt<sQ1.length; sQt++ ) { sQ4( sQt, sQv ); } sQ6(); } sQW();sQV();sQY();sQ11(); } }